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Privacy Policy

This document was last updated on Jan 29, 2010.

1. ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS

www.RetirementWealth4you.com and its affiliates is committed to protecting your privacy. This Privacy Statement sets forth our current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing yourretirementsecrets.com or retirementhelpplease.com you acknowledge and fully understand www.RetirementWealth4you.com Privacy Statement and freely consent to the information collection and use practices described in this Website Privacy Statement.

2. PARTICIPATING MERCHANT POLICIES

Related services and offerings with links from this website, including endorsed sites, have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who participate in www.RetirementWealth4you.com services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since we do not have direct control over the policies or practices of participating merchants and other third parties, we are not responsible for the privacy practices or contents of those sites. We recommend and encourage that you always review the privacy policies of merchants and other third parties before you provide any personal information or complete any transaction with such parties.
3. INFORMATION WE COLLECT AND HOW WE USE IT
www.RetirementWealth4you.com collects certain information from and about its users three ways: directly from our Web Server logs, the user, and with Cookies.
a. Web Server Logs.
When you visit our Website, we may track information to administer the site and analyze its usage. Examples of information we may track include:
• Your Internet protocol address.
• The kind of browser or computer you use.
• Number of links you click within the site.
• State or country from which you accessed the site.
• Date and time of your visit.
• Name of your Internet service provider.
• Web page you linked to our site from.
• Pages you viewed on the site.
b. Use of Cookies

www.RetirementWealth4you.com may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality..

www.RetirementWealth4you.com reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on our website unless there is a temporary, overriding customer value (such as merging into yourretirementsecrets.com a site that relies on third-party cookies).

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.


COLLECTION AND USE OF DATA
Our site’s registration form requires users to give us contact information
(such as name and email address), unique identifiers, and demographic
information (such as sex or age). We use this information to enhance the
site so that it can offer you the visitor a more personalized experience.
We also use the information to communicate information about our company,
promotional material such as contests, questionnaires and surveys, and
promotional material from some of our partners. Users may opt-out of
receiving future mailings by using the tool explained in the “Updating and
Removal of Data” section below. Unique identifiers are collected to verify
the user’s identity, for use as account numbers in our record system, and
for other purposes. Demographic profile data is also collected at our site.
We use this data to tailor the user experience, showing you content that is
most likely to be of interest to you, and displaying the content according
to your preferences. This information may be shared with our affiliates or
third-party service providers such as fulfillment centers, mailing houses,
event providers, and customer support organizations.





We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary including:

 To fulfill your service requests for services.
 To protect ourselves from liability,
 To respond to legal process or comply with law, or
 In connection with a merger, acquisition, or liquidation of the company.

4. USE OF WEB BEACONS OR GIF FILES
Web pages may contain electronic images known as Web beacons – sometimes also called single-pixel gifs – that allow yourretirementsecrets.com to count users who have visited those pages and to deliver co-branded services. Yourretirmentsecrets.com may include Web beacons in promotional e-mail messages or newsletters in order to determine whether messages have been opened and acted upon.

Some of these Web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These Web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize your computer each time you visit certain pages or emails and compile anonymous information in relation to those page views, which in turn enables us and our service providers to learn which advertisements and emails bring you to our website and how you use the site. Yourretirementsecrets.com prohibits Web beacons from being used to collect or access your personal information.

5. ACCESSING WEB ACCOUNT INFORMATION
We will provide you with the means to ensure that personally identifiable information in your web account file is correct and current. You may review this information by contacting us by logging into your accout.

6. CHANGES TO THIS STATEMENT
www.RetirementWealth4you.com has the discretion to occasionally update this privacy statement. When we do, we will also revise the “updated” date at the top of this Privacy page. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

7. CONTACTING US
If you have questions regarding our Privacy Statement, its implementation, failure to adhere to this Privacy Statement and/or our general practices, please contact us: customerservice@yourretirementsecrets.com or send your comments to :

www.RetirementWealth4you.com
Attention: Privacy Statement Personnel
1755 North Brown Road Suite 200
Lawrenceville, GA 30043
www.RetirementWealth4you.com will use commercially reasonable efforts to promptly respond and resolve any problem or question.
Fixed income annuities and equity indexed annuities are issued by third-party insurance carriers that are not affiliated with Retirement Wealth For You, LLC.
The contract’s financial guarantees are solely the responsibility of the issuing insurance company.