Annuities are unique investment products, sold by insurance companies, that
can help you save more for retirement, generate a guaranteed1 stream of
income, or both. Annuities help millions of people prepare for retirement.
There are different types of annuities with different purposes.
Keep in mind that annuities generally fall into two distinct categories:
tax-deferred and income.


Why consider an annuity for your retirement?
Here are 4 good reasons.
1. Your principal is guaranteed by the insurance company.

2. You have the option of indexing your annuity to a market index without loss of principal for a potential higher return than a CD or bond.

3. You can select an annuity with a bonus feature to help increase your principal balance immediately.

4. Turn your annuity into a guaranteed monthly income stream you can never
out live.


Here are some reasons to consider a purchase of an annuity:
When you need principal protection.
When you want a guaranteed competitive income stream.
When you want to be able to get the potential for some market returns
When you want a peace of mind that your retirement will be there.